UM  > 工商管理學院
Fintech Finance and Financial Fragility
Rose Neng Lai1; Robert Van Order2
2017-11
Conference NameInternational Finance and Banking Society Asian Conference 2017
Source PublicationProceedings of International Finance and Banking Society Asian Conference 2017
Conference Date2017-11
Conference PlaceNingbo, China
Abstract

Financial Technology (Fintech) is evolving quickly within the financial system, giving rise to new forms of lending and opening up a version of shadow banking. This is particularly true in China. While Fintech finance and shadow banks can improve a banking system, they can also become new sources of fragility. This paper aims to provide a theoretical analysis of risks of Fintech finance to financial sectors, with particular examples for China. These risks are most likely to be important when Fintech moves beyond its technological focus and performs financial intermediation, particularly bank-like, functions. We provide implications for the evolution of Fintech finance as new sources of payments and funding. We propose “ring-fencing” as an approach to mitigate risks from contagion.

KeywordFintech Shadow Banking Contagion Financial Fragility Interconnectedness
Language英语
Fulltext Access
Document TypeConference paper
CollectionFaculty of Business Administration
DEPARTMENT OF FINANCE AND BUSINESS ECONOMICS
Affiliation1.University of Macau
2.George Washington University
First Author AffilicationUniversity of Macau
Recommended Citation
GB/T 7714
Rose Neng Lai,Robert Van Order. Fintech Finance and Financial Fragility[C],2017.
Related Services
Recommend this item
Bookmark
Usage statistics
Export to Endnote
Google Scholar
Similar articles in Google Scholar
[Rose Neng Lai]'s Articles
[Robert Van Order]'s Articles
Baidu academic
Similar articles in Baidu academic
[Rose Neng Lai]'s Articles
[Robert Van Order]'s Articles
Bing Scholar
Similar articles in Bing Scholar
[Rose Neng Lai]'s Articles
[Robert Van Order]'s Articles
Terms of Use
No data!
Social Bookmark/Share
All comments (0)
No comment.
 

Items in the repository are protected by copyright, with all rights reserved, unless otherwise indicated.